When you get into a Lyft accident and get injured, the situation might be confusing to you. Who gets blamed and, perhaps more importantly, whose insurance policy should cover your expenses? Our experienced Westchester County car accident attorneys can help you sort these things out and fight for fair compensation.
Can I Sue Lyft After a Lyft Accident?
You might be able to. It all depends on what kind of insurance coverage was active at the time of the crash. Lyft covers its drivers and vehicles with a policy that includes multiple types of coverage. This can include PIP and underinsured/uninsured motorist coverage. The policy could have a limit of $1,000,000 per accident or more.
This should mean that you have more than adequate coverage if you get hurt in a Lyft accident. However, whether or not this coverage kicks in can depend on a few factors. You also may need help making your claim and showing that you are owed compensation. A lawyer can help you with this.
What Kind of Insurance Coverage Kicks In For a Lyft Accident?
So when is this Lyft insurance policy active? If the driver is using the app and transporting a fare, the policy is active. This means that if you are a passenger who has hailed a ride through the app, you should be covered by Lyft. If you are a driver, you are also covered.
Drivers can also be covered by the Lyft insurance policy at other times. When their app is on and they are on the way to pick up a passenger, they have coverage. If they have their app on and they are waiting for a ride request, the rideshare company is covering them. The limits on coverage on their insurance policy may just be lower in this situation. When a driver does not have their app on, their own coverage is used.
You may also be able to make a third-party claim against another driver involved in a Lyfy accident. If someone else caused the accident or contributed to it in some way, then you may be able to sue them and their policy for damages.
Why Should I Hire a Lyft Accident Attorney?
You should hire an attorney who has experience handling accidents like this. We can help you fight for compensation whether you are suing Lyft, another driver, or both. These cases can get complex quickly, but we can help you with the paperwork and make sure that you do not miss any important deadlines. Don’t just accept the first offer you get from an insurer. Talk to our legal team first.
Talk to a Lawyer Today
If you have been seriously injured in a Lyft accident, our attorneys can help you figure out your next steps. Contact Hausman & Pendzick to schedule your case consultation. We want to hear more about your situation so that we can figure out how to assist you.