A close-up of a bicycle and a person riding it on a crosswalk, alongside several pedestrians crossing the street. The image captures the lower halves of the individuals, focusing on their legs and footwear. The scene appears to be in an urban setting where personal injury attorneys are often consulted for accidents.

Westchester County Bicycle Accident Attorneys

As popular as bicycling is throughout the Hudson Valley, these vehicles offer little to no protection if they were to get into an accident with a motor vehicle. These accidents often result in very serious injuries. If you were involved in an accident with a motor vehicle while cycling, you may be entitled to compensation that can help mitigate the impacts of your medical bills and lost wages. If you have been seriously injured in a bicycle accident, you should contact an attorney immediately. Hausman Law Group has been a legal resource for victims of bicycle accidents in Westchester County and the surrounding areas for decades. If you need a team of attorneys to effectively represent your interests after a bicycle accident, contact Hausman Law Group for a free consultation.

Causes of Bicycle Accidents

Drivers who recklessly operate their vehicles put everyone at risk for injury, including bicyclists. While there are many factors that may contribute to bicycle accidents, distracted driving is one of the most common. Thousands of people are injured every year due to distracted driving, according to the National Highway Traffic Safety Administration. Even though the driver’s personal injury protection coverage will cover the immediate medical bills and lost wages, if your injuries surpass the coverage, you may have to consider your legal options to recover the necessary compensation. There is a wide range of other factors that can result in a bicycle accident, some of which include the following:

  • Excess speeding
  • Improper lane changes
  • Driving under the influence of drugs or alcohol
  • Potholes
  • Cracked or uneven pavement
  • Obstacles that obscure vision or block bicycle lanes

It is important to be aware that if you are injured in an accident caused by road hazards, the driver of the motor vehicle may not be to blame. Depending on the situation, you may have to bring a lawsuit against the municipality responsible for the street surface. Suing a municipality is more complicated than a regular personal injury lawsuit. If you need to hold a municipality responsible for your injuries, it is important to consult an attorney.

Will my insurance cover damages from a bicycle accident in New York?

In accordance with New York law, bicycle accidents may be covered under insurance, depending on the unique circumstances of the accident. New York is a no-fault insurance state, meaning if an auto collision occurs, each party files a claim through their own insurance, regardless of fault. However, this differs slightly for accidents involving bicyclists.

When a bicycle accident happens, homeowner’s, renter’s, or auto insurance coverage may apply, depending on the circumstances of the accident.  As mentioned above, bicyclists may collide with motor vehicles, pedestrians, stationary objects, or other cyclists on the road.

If a bicyclist is struck by a car, truck, or other vehicle, typically the driver responsible for the collision will face liability, meaning the victim can file a claim against their insurance or pursue a claim against the negligent party if injuries are severe.

In the event a negligent pedestrian is responsible for the accident, their homeowner’s or renter’s insurance will cover the damages the cyclist incurred. However, if a cyclist is responsible for the accident, they will need to obtain coverage through their personal health insurance, though the pedestrian will be eligible to pursue a claim against the bicyclist, at which point their homeowner’s insurance would cover the cost of damages.

What Happens if Two Cyclists Collide?

In the event an accident occurs between two bicycles in Westchester County:

  • The at-fault cyclist’s homeowner’s insurance will typically be used to cover damages
  • At-fault riders will be covered by their own insurance policies
  • If a rider collides with stationary property, their homeowner’s insurance will typically cover the cost of the damage

Bicycle Accident Liability and Comparative Fault

In several states, if a victim is even 1% at fault for an injury. they will not be awarded financial compensation for their damages. However, in New York, even if a victim is partially at fault for the cause of an accident, they can still file a claim to recover a reduced award for their damages. If you are facing insurance pushback or need help filing a claim, consulting an experienced Westchester County bicycle accident attorney is crucial.

Recovering Damages in an Accident Case

If you choose to bring a personal injury case in an effort to obtain compensation after a bicycle accident, it is important to have an experienced attorney on your side. The bicycle accident attorneys at Hausman Law Group can help you recover both economic and non-economic damages. Economic damages often include compensation for medical bills, lost wages, and other financial burdens associated with the accident. Non-economic damages often include compensation for emotional distress, pain and suffering, and loss of enjoyment of life.

Contact our Westchester County bicycle crash attorneys

If you have been injured in a bicycle accident, it is important to talk to an experienced personal injury attorney. Hausman Law Group has served Westchester County and the greater New York City area with quality legal services for years. Bicycle crashes can be serious and leave you with lasting, unforeseen consequences. You could face a lifetime of financial burdens through mounting medical bills and lost wages. If you need an effective and attentive lawyer, contact Hausman Law Group today.

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