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If you become injured in an Airbnb, you likely have a lot of questions about what to do next. Read on to learn some of the most common questions people ask regarding Airbnb accidents and what you should do if you are injured.

Who is Responsible for my Airbnb Accident?

Some people wonder about who is responsible for an Airbnb accident. It can seem complicated because there are three parties: the guest, the host, and Airbnb itself. In most cases, Airbnb will be held responsible. Airbnb knows that accidents happen, so they have their own insurance coverage. This is called Airbnb’s Host Protection Insurance and it provides those injured with up to $1 million for liability claims brought against third parties. This means that Airbnb will provide compensation, rather than the host. But, there are some accidents that Airbnb’s insurance will not cover. These cases include:

  • Intentional acts, such as a guest fighting with another person and sustaining an injury
  • Accusations of slander or defamation of character
  • Property issues, such as bed bugs, asbestos, communicable diseases, or certain other unsafe living conditions
  • Auto accidents, such as car accidents occurring on the premises

If you are involved in one of these events, you may still be able to recover compensation, but you will need to take a different legal route.

How Can I Recover Compensation for my Injuries?

There are a few important steps to take when it comes to recovering compensation for your injuries. You will need to fulfill the burden of proof. This means you will have to provide proof that some form of negligence occurred to cause your injury. You can do this by taking photos and videos of the scene of the accident. Additionally, if anyone witnessed your accident, you should attempt to obtain their contact information. They may have additional information from their outside perspective and could potentially provide witness statements. If you wish to take legal action, you will need to file your personal injury claim. In New York, the statute of limitations is generally three years. This means if you do not file within three years of the accident, you will likely lose your opportunity to receive compensation. To ensure that you do not miss any important deadlines, contact a skilled personal injury attorney as soon as possible.

If you or a loved one is involved in an Airbnb accident, contact our firm today.


Hausman & Pendzick effectively represent victims of negligence in Westchester County and across the state of New York. We understand how challenging life can be without financial compensation for serious injuries you have wrongly sustained. If you need a knowledgeable and skilled personal injury attorney to help you recover compensation after an accident, contact Hausman & Pendzick today.